tadawau
Registered user
Global user
Registered: 06-2007
Posts: 1
Karma: 0 (+0/-0)
|
|
Reply | Quote
|
|
Atlanta Alum looking for new career opportunity
Hi, I was laid off in January from a morgage company and have been searching for a salaried/hourly position and have not had any decent offers. I have worked in the subprime mortgage industry since graduation in '02 from MIS. The last 3 companies I have worked for in Atlanta have closed down and I have been laid off. Mortgage Lenders Network, Option One and Homeowners loan have been my most previous employers. The subprime mortgage industry is essentially dead now and I would love to stay in the finance/banking field. I am currently a 100% commission based loan officer and would prefer to be on the operations side where you do not have to be stressed about your salary from month to month. I have held positions of underwriting, account manager, closer, team lead processor and processor all in the mortgage industry for residential lenders. Please feel free to pass along my information to any friends or family that may have a growing business.
I will post a brief resume below. Thank you for any help that you may be able to pass along. I am open to any industry, I just need to have some income stability as opposed to being 100% commission based. War Eagle!
Tom
tom.e.dalton@gmail.com
Objective:
Detail focused Mortgage Risk Analyst/Underwriter with 4 years mortgage banking experience with thorough knowledge of non-conforming and subprime programs. Highly motivated with exceptional interpersonal skills, organizational and written/oral communication.
Experience:
5/2006 – 1/2007
Mortgage Lenders Network Alpharetta, GA
Underwriter (Wholesale)
-Averaged 7 decisioned files per day, manually underwriting credit and appraisal submissions.
-In most recent months had 0% error and zero disagrees on corporate audited files.
-Cleared conditions on files and maintained great relationships with brokers with phone calls.
7/2005 – 2/2006 Option One Mortgage Atlanta, GA
Underwriter (Wholesale)
-Averaged 7 files per day, 500k signoff authority. Decisioned loans in over 40 states while maintaining state specific knowledge of all states.
-Built broker/AE relationships with phone calls and answering all questions at initial underwrite.
-Determined best program for incorrect submissions in order to provide an approval versus TD.
11/2004 – 7/2005 Homeowner’s Loan Atlanta, GA
Underwriter (Correspondent)
-Decisioned sub-prime files as a correspondent lender, ensuring the loans would be marketable under program guidelines.
-Required to use different guidelines for each investor
4/2004 – 11/2004 Global Mortgage Group Atlanta, GA
Lead Processor
-Averaged 2 closings per day while keeping a pipeline of 50+ files for a team of 20 LO’s
-Structured deals and performed income/debt calculations before submission to ensure high pull through volumes.
Education:
8/1997 – 2/2002 Auburn University Auburn, AL
B.A. of Business, Management Information Systems
-Minor in Finance
References:
References are available on request.
|
|
6/18/2007, 7:05 pm
|
|